Insurance against GPL violations

According to this zdnet.com article, there is now an insurance against legal risks from violating Free Software Licenses.

Strangely, that article claims the insurance is about "the risk of using open source software". This is misleading, since there is no risk involved in _using_ the software. There is, like with any other software, a risk when you violate the license.

One wonders when we'll get such an insurance for "the risks of using proprietary software [without obtaining a license]".